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  • First home owner grant

    Calling all first home buyers! If you’re ready to make your very first real estate purchase, there are first home owner grants you may be eligible for to help you get into your dream home. We’ve done a little research and rounded up a quick summary for you of how each state’s First Home Owner […]

    Downsizing

    There are a number of reasons why people decide to downsize their homes. Perhaps the kids are grown up and have moved out, maybe you’re ready for a more modestly sized home that requires less maintenance, or perhaps you just like the idea of a cosier space to live in. Whatever the reason, making the […]

    Saving

    One of the biggest road blocks to becoming a home owner is saving a deposit to put towards your first home. Being able to put aside funds each week or month in a savings account to go towards the purchase of a new home is great, but these savings take time to build up – […]

    Investment property

    Investing in real estate can be a daunting thought, particularly when you’re looking at purchasing an existing home. You may end up with an older home that needs a lot of renovating, meaning you won’t be able to rent it out and see a return on your investment for a number of months, or you […]

    2018 is already off to a flying start for Hotondo Homes with the release of our exciting new Virtual Retreat experience! The mobile app, which can also be viewed on users’ desktops, is designed with first home buyers in mind. With so many beautiful display homes showcasing high-end designs and clever features, first home buyers […]

    gearing

    If you are looking to invest in property, you will have come across the term ‘positive and negative gearing’. Before building or selecting a property to invest in, it is important to determine what your investment ‘gearing’ strategy is. This is where an understanding of whether your home is positively geared (a cash-flow property strategy) […]

    equity

    Equity is an untouched asset many home owners do not fully utilise. In simple terms, equity is the difference between what your home is worth, and how much you owe on it. For example, if your home is worth $400,000 and you still owe $250,000, your equity is $150,000. Within five to ten years of […]

    improve finances

    Trying to improve your finances is not an overnight task. Working towards a deposit for your home takes time and patience. The best way to approach it is to start with small changes in your life. This doesn’t mean giving up absolutely everything, but rather cutting back on the non-essentials in life. Every little bit […]

    property investment

    When considering investing in property, you will want to choose a home design that is simple and versatile. You may have multiple tenants over the years at varying stages of their family life, so a versatile design where a study can be turned into another bedroom or a second living room could be ideal. When […]

    offset account

    An offset account linked to your mortgage can be a great way to reduce the amount of time and interest you pay on your home loan. An offset account works in the same manner as your everyday banking account with one crucial difference – the balance is offset daily against money you owe on your […]

    Buying your first home is a wonderful experience. It can be that life-changing step towards freedom, but in order to take that step you need a deposit. The more money you save the less you’ll have to borrow, and the less you’ll have to borrow, the less you’ll have to pay in interest. Sound easy? The […]

    Do you want to pay off your mortgage faster? Your home loan is most likely the biggest commitment – and largest amount of debt – you will take on in your entire life. Paying it off as fast as possible is something many people aim for to help save thousands of dollars in interest and […]

    Save money on your bills with these easy steps. The keys are in your hand. You are ready to step into your brand new home. All those costs associated with it are finally paid, and now all you have left is the hefty mortgage you don’t want to think about – or so you think. […]