New South Wales

All

• Each applicant must be at least 18 years old.
• You must be a first home buyer as a person, not as a company or trust
• At least one applicant must be a permanent resident or Australian citizen.
• You or your spouse, partner or co-purchaser must not have previously owned a home before 1 July 2000.
• For contracts signed before 1 July 2023, you must occupy your first home as your principal place of residence within 12 months of the construction or purchase of your home and the minimum period of occupancy is 6 continuous months.
• For contracts signed on or after 1 July 2023, you must occupy your first home as your principal place of residence within 12 months of the construction or purchase of your home and the minimum period of occupancy is 12 continuous months.

 A document for each category:

• Category 1: primary identity document (for example Australian Birth Certificate or foreign passport and visa). If you are born overseas you must supply a copy of your foreign passport, even if you have an Australian passport. If you do not have your foreign passport, please provide this statement.
• Category 2: photo and signature (for example NSW driver's license)
• Category 3: proof of operating in community (for example Medicare card)
• Category 4: current residential address (for example utility bill)

View our examples of category documents.

Contract for the purchase of a new home

The purchase price must not    exceed $600,000

• A copy of your contract for sale, dated and signed by vendor.
• A title search showing the applicant(s) as owners of the property.
• A statement from the vendor or their legal representative confirming that this is the first sale of the home and that the home has never been previously occupied since completion of construction.
• List of renovations if substantially renovated.

Where there is no contract, or the sale of the property is between family members or related or associated parties also attach:

• A copy of the transfer, dated and signed by all parties
• Evidence that consideration has been paid
• Evidence of total value of property (house and land)

Comprehensive home building contract

Property Value (house and land) must not exceed $750,000

• A copy of the front page, signature page and Schedules 1-5 of the comprehensive home building contract dated and signed by all parties.
• A title search showing the applicant(s) as owners of the property
• A copy of the interim or final occupation certificate
• Recent evidence of the land value
• A final statement from the builder including all variations.

Owner builder

Property Value (house and land) must not exceed $750,000

• A title search showing the applicant(s) as owners of the property
• A copy of the initial inspection report or approval from council for the laying of foundations
• A copy of the final inspection report or occupation certificate
• A copy of receipts for the home totalling more than the grant amount
• Evidence of the total value of property (house and land)